56 Cross Point Drive • Owings, MD 20736

$699,900 Beds: 5 • Baths: 3 full 1 partial • Sq. Feet: 3626 • MLS ID: MDCA2023062 • Subdivision: CROSS POINT • School Dist: CALVERT COUNTY PUBLIC SCHOOLS
🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours! View this listing at: http://miamovesyou.com/mls=MDCA2023062

Property Features

  • Garage: 2
  • Taxes: $5,979
  • Basement: Yes
  • Exterior: Brick,Vinyl Siding
  • Parking Notes: 8 Total Parking Spaces
  • Lot Size: 0.50 Acres
  • Lot Dimensions: 0.50 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric,Oil
  • Cooling: Central A/C
  • Year Built: 2000
  • Fireplaces: 1
  • Water: Public
  • Sewer: Private Septic Tank
  • Stories: 3.0
  • HOA Fee: $300.00/Annually
  • Additional Structures: Above Grade,Below Grade
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 8
  • Appliances: Built-In Microwave,Cooktop,Dishwasher,Dryer,Oven - Wall,Refrigerator,Washer
  • Basement: Fully Finished,Rear Entrance,Full
  • SQFT Total Finished: 3626
  • SQFT Above Finished: 2526
  • SQFT Below Finished: 1100
  • Interior: 2nd Kitchen,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Kitchen - Eat-In,Pantry,Recessed Lighting,Walk-in Closet(s),Built-Ins,Formal/Separate Dining Room,Floor Plan - Traditional
  • Fireplace: Gas/Propane

School Information

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
Printed March 03, 2026


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