975 Phillips Drive • Arnold, MD 21012

$1,900,000 Beds: 3 • Baths: 2 full 1 partial • Sq. Feet: 2731 • MLS ID: MDAA2128106 • Subdivision: SHORE ACRES • School Dist: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Waterfront living at its finest in newly renovated and updated home on Deep Creek with easy access to the Magothy River, Chesapeake Bay, and downtown Annapolis! Unique location where you can kayak, paddle-board, or canoe to protected nature preserve, use a power boat or sailboat to explore the Magothy, Bay, and surrounding areas, and walk or take any boat option to Donnelly's Dockside restaurant. Besides a prime location tucked away on a quiet street with convenient commutes to Annapolis, Baltimore, and DC in the Broadneck school district, nothing has been overlooked with this home offering the perfect combination of comfort, style, and natural waterfront living. From the moment you drive onto the property, it feels like a luxury retreat immersed in nature with the street-side yard including a pond of bullfrog residents and occasional duck visitors, water side yards and pier, and well-designed window placement throughout the house allowing natural light and views of trees, sky, water, and flying and swimming creatures like bald eagles, osprey, ducks, seagulls, songbirds, muskrats, and the occasional otter. This home is tastefully updated and remodeled throughout with exquisite, top-of-the-line custom finishes and thoughtful design details like hardwood flooring and waterfront views from nearly every room. Loads of windows, all season sunroom, and atrium doors across the front fill the home with natural light all day long! Custom painted throughout with neutral, coastal tones, every detail of this home’s remodeling has been thoughtfully considered from the kitchen rebuilt in 2024 to the new steps leading down the hill to the new pier, bulkhead, and boat lift in 2016/2017. Even dredging was done in the creek and spur under the boat lift to ensure easy boating access. The beautifully landscaped yards include children’s amenities—a clubhouse, swings, and basketball hoop—and the stylish concrete and brick-designed driveway provides ample parking leading directly to the attached two-car garage. Additional highlights include electricity and plumbing at the pier featuring a solar-sensor pier light that can be operated from inside and outside the home, a new roof (including sunroom) in 2016, new BAT septic system in 2024 (which was moved street-side to allow water-side hardscaping options), french drains in water-side yard (2018), drains added to driveway to redirect run off (2016), re-pipe and upgrade of all plumbing pipes to code (2024), EV charger in garage (2019), all new flooring (2024), and upgraded water treatment system to accommodate lawn irrigation (2019). All of this and more to ensure low-maintenance living. With voluntary membership in the Shore Acres Improvement Association, you can enjoy and walk to community events and amenities like the playground, clubhouse, and Magothy River beach, boat ramp, and recreation area. This home offers the perfect combination of comfort, style, and true waterfront living immersed in nature and with access to all water activities. View this listing at: http://miamovesyou.com/mls=MDAA2128106

Property Features

  • Garage: 2
  • Taxes: $10,810
  • Basement: Yes
  • Wooded: Yes
  • Roof Type: Architectural Shingle
  • Exterior: Vinyl Siding
  • Parking Notes: 2 Total Parking Spaces
  • Special View Info: Water,Garden/Lawn,Creek/Stream
  • Lot Size: 0.33 Acres
  • Lot Dimensions: 0.33 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric
  • Cooling: Central A/C,Ductless/Mini-Split
  • Year Built: 1998
  • Fireplaces: 1
  • Water: Well
  • Sewer: On Site Septic,Aerobic Septic
  • Stories: 4.0
  • Additional Structures: Above Grade,Below Grade
  • Fencing Description: Wood, Rear
  • Location Description: Creek/Stream
  • Lot Description: Bulkheaded, Landscaping, No Thru Street, Partly Wooded, Trees/Wooded, Stream/Creek, Fishing Available, Rip-Rapped
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 2
  • Parking Features: Concrete Driveway,Electric Vehicle Charging Station(s),Gravel Driveway,Paved Parking
  • Appliances: Built-In Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Humidifier,Icemaker,Microwave,Oven/Range - Gas,Refrigerator,Stainless Steel Appliances,Washer
  • Rooms: Living Room,Dining Room,Primary Bedroom,Bedroom 3,Kitchen,Sun/Florida Room,Recreation Room,Bathroom 2
  • Basement: Full,Heated,Improved,Interior Access,Sump Pump,Windows
  • Lake Name: Deep Creek
  • SQFT Total Finished: 2731
  • SQFT Above Finished: 2022
  • SQFT Below Finished: 709
  • Exterior: Extensive Hardscape,Stone Retaining Walls,Exterior Lighting,Flood Lights,Gutter System,Play Area,Play Equipment,Underground Lawn Sprinkler
  • Interior: Kitchen - Island,Window Treatments,Wood Floors,Floor Plan - Open,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Skylight(s),Upgraded Countertops,Walk-in Closet(s),Water Treat System
  • Fireplace: Corner,Gas/Propane,Mantel(s)
  • Flooring: Hardwood,Luxury Vinyl Plank,Ceramic Tile
  • Waterfront: Private Dock Site,Rip-Rap
  • Water Access: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
  • Windows: Screens,Skylights,Transom,Casement,Energy Efficient

Room Sizes

  • Dining Room: 12 x 14 Level: Main
  • Kitchen: 18 x 12 Level: Main
  • Living Room: 17 x 17 Level: Main

School Information

  • High School: BROADNECK
  • Middle School: MAGOTHY RIVER
  • Elementary School: BROADNECK
  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Printed March 03, 2026


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